MariBank Review & Referral Code 9VCZ35IG (Dec 2025): My Experience with the S$15 Reward

If you are looking to open a MariBank account, now is arguably the best time to do it. For December 2025, the “Season of Giving” campaign has stacked multiple rewards for new users.

By using the referral code below, you don’t just get a bank account; you unlock a welcome package worth looking into.

Your Sign-Up Rewards Summary

• Referral Code: 9VCZ35IG

• The Cash Reward: Get S$15 cash credited instantly.

• The Vouchers: Receive a Shopee Voucher Pack (great for year-end sales).

• The Savings Rate: Earn up to 2.88% p.a. on your savings.

• The Spending Perk: Enjoy up to 14.5% cashback on credit card spending (Shopee).

Step-by-Step: How to Claim The S$15 & Vouchers

Follow these exact steps to ensure you don’t miss the referral bonus field, as it cannot be added later.

1. Download the App: Search for MariBank on the App Store, Google Play, or Huawei AppGallery.

2. Register: Sign up using Singpass for instant verification.

3. Input Code: When asked for a Referral Code (Optional), enter:

   9VCZ35IG

4. Deposit: Once approved, make a qualifying deposit to trigger the instant cash credit.

Why I Use MariBank (Features Breakdown)

Beyond the S$15 free cash, here is why this account actually makes sense for the average Singaporean consumer in 2025.

1. High Interest Savings (Up to 2.88% p.a.)

In an environment where inflation is real, letting money sit in a 0.05% account is painful. MariBank offers up to 2.88% p.a. on your savings deposits.

• Why this matters: There is no salary credit requirement and no minimum spend to hit the base tiers. It’s a fuss-free way to make your idle cash work harder.

2. The Shopee Synergy (Vouchers + Cashback)

If you shop on Shopee, this ecosystem is unbeatable.

• Welcome Pack: New sign-ups currently receive a Shopee Voucher Pack to offset your next purchase.

• Credit Card Perks: If you apply for the Mari Credit Card, you can enjoy up to 14.5% cashback on your spending. This is significantly higher than most standard cashback cards which cap out at 1.5% – 5%.

3. No Hidden Fees

As a digital-first bank, the fee structure is transparent:

• S$0 Monthly Fall-below fees.

• S$0 Annual fees.

• S$0 Account closure fees.

Is it Safe? (Regulatory Compliance)

• Licensed: MariBank is a Digital Full Bank licensee regulated by the Monetary Authority of Singapore (MAS).

• Insured: Singapore dollar deposits are insured by the Singapore Deposit Insurance Corporation (SDIC) for up to S$100,000 per depositor per Scheme member.

Final Thoughts

The combination of S$15 instant cash, a 2.88% p.a. interest rate, and high cashback on Shopee spending makes this one of the most competitive “lite” banking products in Singapore right now.

If you are going to sign up anyway, make sure you use the code to get the welcome cash.

Copy Referral Code:

9VCZ35IG

(T&Cs apply. Promotion valid 1 – 31 Dec 2025)

Disclosure: This post contains a referral code. I may receive a small incentive if you use my code. This is a personal review and does not constitute financial advice. All promotions are subject to MariBank’s T&Cs.