If you’ve ever come across the term “rent-to-own solar” and weren’t quite sure what it meant, you’re not alone. This guide explains what it is, how it works, and why more Singapore homeowners are choosing rent-to-own solar over traditional full-payment models.
What Does Rent-To-Own Solar Mean?
Rent-to-own (RTO) solar is a financing model that allows homeowners to install solar panels without paying the full cost upfront. Instead of purchasing the system outright, you pay a fixed monthly fee over a set term—typically 10 to 25 years—while the solar provider, such as 1st Solution Group, retains ownership throughout the rental period.
At the end of the term, you’ll have the option to own the system, renew the plan, or upgrade to a newer model. This model is ideal for those who want to enjoy the benefits of solar energy without the burden of a large one-time payment.
Traditional Solar Panel Price in Singapore
In Singapore, the traditional route involves outright purchase of solar panels including installation. Here’s how it typically plays out:
Solar Panel Installation Cost: S$18,000 to S$25,000 for a landed residential property
Payback Period: Around 6 to 8 years
Ownership: Immediate
Maintenance: Handled by the homeowner
Although this provides the highest long-term return, the high upfront investment and ongoing maintenance responsibilities make it less accessible for many.
Challenges with Full Ownership
High Entry Barrier – Not every homeowner has access to S$20,000 in spare capital.
Uncertain ROI – If the system underperforms, breakeven may take longer than expected.
Maintenance Burden – Repairs and system upgrades can be costly.
Cash Flow Issues – Capital is locked up in a fixed asset with no liquidity.
These barriers have made rent-to-own a practical alternative, particularly for younger families, retirees, or budget-conscious households.
Benefits of Rent-To-Own Solar with 1st Solution Group
Our RTO solar programmes are designed for those who want hassle-free access to renewable energy with predictable monthly costs.
1. No Upfront Capital Required
You don’t need to spend S$20,000 upfront. With 1st Solution Group, you can start your solar journey for as little as S$240 per month.
✅ Enjoy immediate access to solar energy without compromising your savings or investment portfolio.
2. Immediate Monthly Savings
One of the key benefits of RTO is that your monthly payment is typically lower than your current electricity bill. That means you start saving money as soon as the system is activated.
Example:
| Monthly Usage (kWh) | Avg. SP Bill | 1st Solution Group RTO Fee | Monthly Savings |
|---|---|---|---|
| 300–350 | S$300 | S$210 | ~S$90 |
| 200–250 | S$200 | S$150 | ~S$50 |
You no longer have to wait 6–8 years to breakeven. With RTO, the savings begin immediately.
3. Zero Maintenance Worries
Under our RTO plans, all system maintenance is included. This means:
Panel cleaning
Inverter maintenance
System checks
Performance monitoring
Fault repairs
You’ll never be surprised by unexpected maintenance costs. Our expert technicians ensure your system operates at peak performance year-round.
🛠️ Focus on your energy savings while we handle the technical side.
4. Free Up Cash for Other Investments
Instead of locking up capital in an owned system, you can keep your money liquid. For example:
A S$20,000 investment in a fund with 5% annual return grows to S$32,578 in 10 years
Meanwhile, your RTO solar system continues saving you money on utilities
Whether it’s emergency savings, education funds, or other investments, RTO gives you financial flexibility.
How Our Rent-To-Own Programme Works
At 1st Solution Group, we’ve made the solar journey as simple as possible.
Step 1: Request a Free Assessment
Submit your address and recent electricity bill, and we’ll provide a preliminary estimate.
Step 2: On-Site Inspection
Our engineers visit your property to evaluate roof suitability, sunlight exposure, and installation potential.
Step 3: Choose Your RTO Plan
Select a term that fits your goals—10, 15, or 20 years—with fixed monthly payments.
Step 4: Installation
We handle permits, SP Group applications, and system installation (typically 1–3 weeks).
Step 5: Start Saving
Once activated, you’ll see a reduction in your monthly electricity bill immediately.
Who Is Rent-To-Own Best For?
RTO solar is ideal for:
New homeowners
Middle-income families
Landed property owners with large roof space
Those prioritising low-risk, budget-friendly solar adoption
Why Choose 1st Solution Group?
At 1st Solution Group, we specialise in solar installations for homes, businesses, and industrial facilities across Singapore. With over a decade of experience, we’ve helped hundreds of clients switch to solar with confidence.
What You Get:
✅ Tier-1 solar panels
✅ Transparent pricing, no hidden costs
✅ Real-time monitoring apps
✅ Fully managed maintenance
✅ Dedicated local support team
“We don’t just install panels—we build long-term energy solutions.”
RTO vs Upfront Purchase: A Quick Comparison
| Feature | Upfront Purchase | Rent-To-Own (1st Solution Group) |
|---|---|---|
| Upfront Cost | S$18,000–S$25,000 | $0 |
| Ownership | Immediate | After contract period |
| Monthly Payments | None | Fixed monthly fee |
| Maintenance Responsibility | Homeowner | 1st Solution Group |
| Electricity Bill Savings | After 6–8 years | Immediate |
| Flexibility | Low | High |
Final Thoughts
The rent-to-own solar model is a game-changer for property owners in Singapore. It allows you to tap into renewable energy without the heavy financial burden of buying a system outright.
With 1st Solution Group, RTO is not only affordable—it’s completely managed and designed around your needs. Whether you’re looking to cut energy costs, improve your home’s sustainability rating, or simply avoid large upfront expenses, our RTO solar plans offer a smart, stress-free solution.
Get Started Today with 1st Solution Group
Ready to take control of your energy bills?
✅ Zero upfront cost
✅ Immediate monthly savings
✅ Professional maintenance included
✅ Flexible terms from 10 to 20 years
🔋 Contact 1st Solution Group now for a free solar consultation:
🌐 Visit www.firstsolution.com.sg
📞 Call 9855 6824
💬 Request your custom solar savings report online today
Power your home smarter. Start saving with 1st Solution Group’s rent-to-own solar programme.
